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How do Health Savings Accounts work?

You choose a total annual contribution for 2025 and that amount will be divided and deducted on a pre-tax basis from each of your paychecks. Money in your HSA can be used to help you pay for current and future healthcare costs that your insurance does not cover. Any funds left over at the end of the year will stay and continue to grow. These funds can be used tax-free to cover eligible medical costs. Feel free to review the HSA video for more information, or visit to see a list of eligible expenses.

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